*APR = Annual Percentage
Rates effective as of today’s date but are subject to change at any time without notice. Please contact us at 855-841-9203 for further information
On approved credit. Restrictions apply.
Must qualify as a TruWest member. Financing solutions not available in AK, HI, LA, SC, VT, and WI. Condominium financing not available in NY and with restrictions in certain areas in FL. All loans subject to application and approval. Other restrictions may apply. Programs, rates, restrictions, terms and conditions are subject to change without notice.
Subject to credit approval. Down payment percentage is calculated as the difference between the lesser of the purchase price or appraised value of the home and loan amount. Only for primary residences with 15- or 30-year fixed-rate term.
WISH – Down payment Assistance Program. Must qualify. Subject to credit approval, program availability, terms and conditions. Restrictions apply. Limited time and while supplies last. Down payment percentage is calculated as the difference between the lesser of the purchase price or appraised value of the home and loan amount. Grant amount dependent on borrower contribution. Maximum match amount of $22,000. Enrollment in the WISH Program is not a guarantee to the homebuyer of receipt of funds. The grant recipients must sign a Promissory Note, Deed of Trust and Rider to the Deed of Trust and there will be a lien placed against the subject property for the amount of the grant that will remain on the property for five years. Annual income limit is combined household annual income. Annual income is determined at the time of enrollment in the WISH Program and based on income eligibility guidelines published by Federal Home Loan Bank of San Francisco and is at or below 80% of the HUD area median income. Must be 18 years of age or older and earning a wage. Property must be located in Arizona or Texas. Restrictions and further qualifications apply. Contact TruWest Credit Union for full first-time homebuyer qualifications.
Medical Professional Home Loan Program Eligible individual include medical residents, existing or newly licensed Physician Assistants (PA), Nurse Practitioner (DNP), Nurse Anesthetist (CRNA), Medical Doctor (MD), Doctor of Dental Science (DDS), Doctor of Dental Medicine (DMD), who are currently employed, in residency or fellowship, or newly licensed medical students who will begin their new employment/residency within 60 days of closing. Benefit is non-transferable; eligible individual must qualify as a borrower. Restrictions apply.
HomeReady® by FannieMae®(FNMA) mortgage is an affordable low downpayment mortgage product designed for credit worthy low-to moderate income borrowers, with expanded eligibility for financing homes in low-income communities.